Home
Back
FNB Fusion Aspire Account
 
Home
For Me
& My Family
For My Business
Corporates + Public Sector
Private
Calculators
Rates + Pricing
About FNB + Legal
Contact Us + Tools
Careers at FNB

Close

Close

Please select

For My Business

< R10m annual turnover

For My Business

> R10m annual turnover

Close

Please select

For My Business

< R10m annual turnover

For My Business

> R10m annual turnover

Close

Close

Daily Banking

Close

Tools

Register Forgot Username or Password Verify payments

Close

Menu

Bank Family & Life stage solutions Events & Services Bank better

Switch to FNB

Product Shop

Financial Solutions

Bank Invest Borrow Insure Connect

Ways to bank

Digital Banking Branch, ATMs + Telephone Banking + @Till Banking Digital Payment Solutions nav»

Invest abroad

Global Solutions

Financial planning

Overview Personal goals Child's education Emergencies Tax free Estate + legacy planning Employee Benefits

Forex

Foreign exchange solutions

eBucks Rewards

eBucks Rewards SLOW

Switch to FNB

Product Shop

Lifestyles

Family Banking Youth accounts FNB EasyPlan Islamic banking Premier Medical Professionals Premier Select Over 55s Encore - Over 55s Retirement

Switch to FNB

Product Shop

Events

Events

Services

DebiCheck and Debit Order Balance Alert Limit Alert LOTTO and PowerBall Prepaid products Soccer six Traffic fines Switching Services inContact Online vouchers Payments and Debit Orders DStv Payments Account Closure Guide

Switch to FNB

Product Shop

Bank better

Learn about banking FNB App guides

Close

Switch to FNB Business

Product shop

By Turnover

First Business Zero (R0 - R5 million p.a) Gold Business (R0 - R5 million p.a) Platinum Business (R5 million - R60 million p.a) Enterprise Business (R60 million - R150 million+ p.a)

Transact

Business Accounts Credit Cards Cash Solutions Merchant Services eWallet Pro Staffing Solutions ATM Solutions Ways to bank Fleet Services Guarantees

Savings and Investments

Save and Invest 3PIM (3rd Party Investment Manager)

Borrow

FNB Cash Advance Overdraft Loans Debtor Finance Leveraged Finance Private Equity Securities Based Lending Selective Invoice Discounting Asset Based Finance Alternative Energy Solutions Commercial Property Finance Fleet Services

Insure

Insurance

For my employees

Staffing Solutions Employee benefits

Forex + Trade

Foreign Exchange Imports and exports Structured Trade + Commodity Finance Business Global Account (CFC account)

Value Adds + Rewards

Connect my business the dti initiatives Enterprise and supplier development Business Hub eBucks Rewards for Business DocTrail™ CIPC Integration Channel Instant Accounting Solutions Instant Payroll Instant Cashflow Instant Invoicing SLOW 24/7 Business Desk FNB Business Fundaba nav» Marketplace Prepaid products Accounting integrations

Industry Expertise

Philanthropy Chinese Business Islamic Banking Agriculture Public Sector Education Healthcare Franchise Motor Dealership Tourism

Going Global

Global Commercial Banking

Financial Planning

Overview

Bank Better

KYC / FICA Debit order + recipient switching Electronic Alerts

Close

Corporates + Public Sector

Corporate Public Sector

Close

Home Loans

Affordability Bond Calculator

Day to day banking

Budget Future Value Credit Cards

Shares

Share Investor

Vehicle Finance

Vehicle Repayment Vehicle Purchase Price

Close

Product Rates

Save and Invest Transactional Savings Legal Practitioners and General Trust Account Global Accounts

Pricing Guide

Overview

Rates

Foreign Exchange Rates Lending Rates

Indicators and Share Price

SA Indicators

Close

News + Insights

Press Office Economics commentary Insights Business Hub

Close

Terms + Conditions

Product Terms and Conditions Promotions Terms and Conditions Legal Matters

About Us

World of FNB

News + Insights

Press Office Economics commentary Insights Business Hub

FNB Subsidiaries

Botswana Lesotho Ghana Namibia Swaziland Zambia Channel Islands

Close

Talk to us + important numbers

Contact us

Fraud + Disputes

Security Centre

Locators

ATM Locator Branch Locator/Book a Branch Visit eWallet GEO Locator

Tools

Switching Services Track and Trace Lead Form Tracking Upload Documents - For Me Upload Documents - For My Business Reporting a death Software Downloads FNB Approved Suppliers FNB Prospective Suppliers Verify Guarantee Verify Statements Verify Payments Verify Account Confirmation/Visa Application Letters eWallet balance enquiry FML Managed Maintenance enquiry

Close

Careers at FNB

Find out more about careers at FNB Apply here

Close

Close

All savings + investment accounts

Cash deposits

Notice deposits Immediate access Access to a portion Fixed deposits

Share investing

Shares

Tax-free investing

Tax-free accounts

Funds/unit trusts

Ashburton specialised products

Invest abroad

Offshore products

I want to save for

Personal goals Child's education Emergencies Tax-free

Compare similar

Compare

Additional options

Show me all Help me chosse Find an advisor

Financial planning

Overview

Close

Close

Create & pay with your own virtual card

It's safe

Your CVV number changes every hour. Create, cancel, delete or block your card at any time.

It's convenient

Virtual cards can also be used for FNB Pay (Tap to Pay, Scan to Pay) and all partner wallet transactions, including Apple Pay, Samsung Pay, Fitbit Pay and Garmin Pay, without the need for a physical card.

Earn eBucks

Choose more value for your business and earn eBucks while you spend online.

FNB Purchase Protect

Get instant insurance for items purchased with your virtual card at no cost to you

Tell me more

Close

Comprehensive Global Travel Insurance

Global Travel Insurance, at no charge, will keep you covered no matter where you go in the world, when you purchase your return ticket(s) using your FNB Debit, FNB Fusion, Credit Card or eBucks. You will get up to R 5 million cover for the first 90 days of your trip. What's more is we will cover up to 8 travel tickets for your travel companions too.


Why do I need this?

Save on your insurance and be conveniently covered for the first 90 days of your journey.

How do I get Global Travel Insurance at no charge?

To qualify for Global Travel Insurance at no charge, you require a qualifying FNB Debit, FNB Fusion or Credit Card with which to pay for your travel ticket.

Process

  • Purchase your return travel ticket(s) using your qualifying FNB card
  • Obtain your policy by:
    • Contacting the Global Travel Insurance Help Desk on: 0861 490 100 or visit www.tic.co.za/fnb
    • For emergency assistance while on travel contact Medical Services Organisation (MSO) on: +27 11 521 4575 ('Reverse-charge' your call using this number from anywhere in the world)

This offer is available to FNB Debit, Fusion or Credit Card holders below the age of 75 who are residents of any of these countries: South Africa, Lesotho, Namibia and eSwatini.

With Global Travel Insurance you get:

  • Up to R5 million cover for medical expenses
  • Cover in the event of accidental death, pre-existing medical conditions and total permanent disablement

For more information view the Global Travel Insurance Policy together with the Schedule of Benefits

For assistance contact:
Global Travel Insurance Help Desk: 0861 490 100
Medical Services Organisation (MSO): +27 11 521 4575 ('Reverse-charge' your call using this number when from anywhere in the world)

If you are over 74, FNB provides a specific type of insurance to suite your needs. For more information view the Global Travel Insurance Policy . These documents are also available from the Global Travel Helpdesk

Please ensure you have a copy of this Travel Policy prior to travelling and ensure you fully understand it.

Close

Find a branch

Close

AA Emergency Roadside Assistance

We're here to help you


Benefits included:

AA Patrol & battery Services:
This service is available 24/7 to assist with on-the-spot mobility at side of the road.

  • Flat tyre change
  • *Out of fuel - Provision of fuel to a maximum of 10 litres
  • Jump-start
  • *Mobile battery sales
  • Key lockout service
  • Minor roadside running repairs, includes electrical, coil, immobilizer, battery related breakdowns where possible.

AA Locksmith Services:
This service is available 24/7 in the event that you lock yourself out of your vehicle AA will dispatch an accredited locksmith service provider to the incident scene to open the vehicle.

AA Mechanical and Electrical Breakdown Tow:
In the event of a mechanical or electrical breakdown and the vehicle requires a tow, the AA will arrange for the vehicle to be towed to the nearest accredited/preferred dealer/repairer/yard from the breakdown scene.

AA Accident Management:
In the event of an accident, the AA will arrange for the vehicle to be towed from the accident scene to the destination indicated by the Insurance Company

Courtesy Services:
In the event that your vehicle has broken down more than 100km from home we will pay for 24-hour Car hire OR Overnight accommodation

AA Mayday Emergency Medical Assistance:
Emergency medical evacuation to a suitable medical facility in the event of a medical emergency. The service is available nationally and the service is provided by Netcare 911.

Stand by You:
An armed ADT Security response officer at the incident scene, to secure the scene and wait with the customer until the AA technical service arrives.


How to use AA Emergency Roadside Assistance Service

In an emergency please call 0860 70 60 50 and supply your name, surname, ID number and Card number to the consultant

* The Cardholder is responsible for the cost

Terms and conditions apply

Close

Rewards that bring you value!

As an FNB Fusion Aspire client you have free membership to the eBucks rewards programme.

  • Earn up to 15% back in eBucks on your qualifying FNB Connect contract or prepaid purchases.
  • Earn up to 15% back in eBucks on your domestic Uber rides and Uber Eats orders.
  • Earn up to 1.5% back in eBucks whenever you swipe instore or internationally using your FNB Fusion Aspire Card.
  • Earn up to 1.5% back in eBucks when you shop online using your FNB Fusion Aspire Card.

For more information on the leading eBucks rewards programme and how it works, visit www.ebucks.com. Terms, conditions and rules apply.

Close

More rewards

Choose more value for you and your family

When you spend at our partners

  • Up to R150 back in eBucks at Checkers, Shoprite or Usave
  • Up to R150 back in eBucks at Clicks
  • Up to R150 back in eBucks at Engen
  • Up to R150 back in eBucks at Intercape

When you learn from home

Learn from home & save by using eBucks to buy eTextbook voucher with Snapplify

When you stay connected

Up to 1GB data, 30 voice minutes & 30 SMSs every month on your FNB Connect SIM

When you travel

Up to 2 bonus SLOW Lounge visits when you book flights with eBucks Travel using your FNB Aspire Fusion Card

Get a free Wimpy breakfast or burger at participating Engen 1Stops every quarter.

Subject to eBucks earn rules

Close

Qualifying criteria

Annual salary between R84 000 - R299 999

Easily manage your FNB Fusion Aspire online, via the app or with Cellphone Banking

Close

Documents needed

  • South African ID book/ID card
  • Recent payslip
  • Proof of residence
  • Three months' bank statements

Close

FNB Fusion Aspire

Visit your nearest branch to apply for your FNB Fusion Aspire.

Close

Day-to-day card purchases

You get full transactional capabilities, allowing for salary deposits, swiping for purchases, ATM withdrawals, EFTs, debit orders and a credit facility to top it off.

Use your credit facility at no extra charge up to R200 and only get charged a service fee of R69 when you spend R200 or more.

Also worth a mention:

  • Unlimited card swipes at no extra charge
  • Cash withdrawals up to R3000 per month at no extra charge at FNB ATMs
  • Cash deposits up to R3000 per month at no extra charge at FNB ATMs
  • 2 eWallet sends at no extra charge to you when using the FNB App
  • No data costs when you bank on the FNB App
  • Electronic transactions using our digital channels at no extra charge to you
  • Prepaid airtime purchases at no extra charge on the FNB App or online banking
  • Access to a dedicated service suite 087 575 4653 to help manage your money
  • Get real-time help any time, day or night, via Secure Chat® on the FNB App
  • Payment notifications at no extra cost

Standard network rates apply

Close

FNB Fusion Aspire for your spouse or partner

Existing customers can now invite their spouse or partner to experience the same level of benefits, rewards and service that they have become accustomed to, regardless of their spouse's income.

For a single discounted monthly fee of R57.50, a spouse or partner will get access to an all-inclusive portfolio of products, which includes the FNB Fusion Aspire fee and eBucks Rewards programme.

Close

For the retirees

FNB understands that life changes as you retire. We are here to help as you venture into this new life stage. Retired individuals can now share in the benefits of a solution designed specifically to cater your unique needs, post retirement.

Get more with retirement solution

Enjoy all the value that a Aspire client brings together with additional benefits that retirement brings. As an FNB Aspire client, if you invest R150, 000 you will get 50% off your monthly account fee or invest R250, 000 and get 100% off.

More Value - Less Fees

Get more

  • Earn preferential rates on your fixed deposits
  • Structure your retirement to suit your specific income needs with a Living Annuity.
  • Discount estate administration fee

More rewards

  • Double eBucks reward level points when you invest

More help

  • Free advice session to ensure you are on track
Find out more

Close

Estimated loan
repayment

The estimated monthly repayment on a R1 000 credit limit loan at an interest rate of 17.5% per annum would be R83, which includes all service fees and interest

FNB Fusion offer example

Credit limit R 1000.00
Initiation fee: paid upfront in cash/deducted from the credit limit R 0
Nominal Annual Interest Rate[Variable] 17.50% The interest rate is subject to the maximum annual variable interest rate allowed by the NCA.
Personalised Annual Variable Interest Rate 13.00% Should you conduct your Credit Agreement favourably (within the ambit of the terms and conditions) we may reward you with a rebate on the interest rate payable which is subject to customer profile and scoring.
Service fee R 69.00
(includes VAT) 		Charged if R200 or more of the facility limit is used.
Estimated monthly instalment payable (including capital, interest, fees and VAT) R 83 Estimated minimum monthly repayment amount, including, interest, fees, and charges.
Estimated total of all instalments including capital interest, fees and VAT R 2003 This amount is calculated on the assumption that:
a. Your interest rate does not change over the 12 month period
b. On approval, you use the total Credit Limit
c. You pay us the monthly instalment over a 12 month period
d. You do not withdraw again up to the original Credit Limit.

Close

To qualify for extra data

  • Spend R100 or more on your FNB Connect SIM Card
  • Seniors 60 years of age and above will receive 1GB Extra every month on their FNB Connect SIM Card when they meet the minimum spend of R100.
  • Customers that do not qualify for eBucks will get 200MB of extra data each month on their FNB Connect SIM Card when they meet the minimum spend of R100. (max 3 allocations)

Your income must be between
R84 000 and R299 999

FNB Fusion Aspire

One account with one view of your finances. Pay for your debit orders and other expenses with up to 30 days' interest free on card purchases. Plus, your spouse or partner can enjoy a discounted fee.

2022 / 2023 pricing guide

Apply Now
Show me Fusion Aspire
 

FNB Fusion Account benefits

  • Up to 30 days interest free on card purchases
  • Get a personalised debit interest rate on your credit facility
  • Get rewarded with data, voice minutes and SMSs on your FNB Connect SIM
  • Earn more eBucks rewards
  • Global Travel Insurance
  • Debit order protection so you always have funds available for debit orders
  • Access to Online Banking and the FNB App
  • Bank Your Change with a linked Savings Account
  • Debt protection on qualifying accounts
  • Access to a Fusion Aspire Account for your spouse or partner, where they can enjoy the same level of service and benefits as you regardless of their income

The interest rate is subject to customer profile and scoring with a minimum interest rate of prime + 1% and maximum of prime to NCA max.

View example

More value with

data rewards on your FNB Connect SIM

Get rewarded with 500MB, 30 voice minutes and 30 SMSs every month on your FNB Connect SIM when you qualify for eBucks Rewards. Plus get rewarded with an extra 500MB data every month when you spend* R100 or more on your FNB Connect SIM card and qualify for eBucks Rewards at the time that you spend.

How to qualify for extra data

*Free minutes apply to local calls only.

Read more

Day-to-day card
purchases

You get full transactional capabilities, allowing for salary deposits, swiping for purchases, ATM withdrawals, EFTs, debit orders and a credit facility to top it off.

Rewards that pay!

As an FNB Fusion Aspire client you have free membership to the eBucks rewards programme.

Bring the family
together with Aspire

We know how important family is.
Which is why we have designed
our banking solutions to help
your family 24/7!

For your spouse or partner

Now your spouse or partner can enjoy the same Aspire banking experience at a reduced monthly fee.

Read more

For the kids

FNBy is for your kids, teens and young adults. Like most things, the journey to becoming financially responsible requires practice. And the sooner your children begin to understand how money works, the better they'll get at managing it.

Read more

For the retirees

Get great value for money, lifestyle benefits and rewards.

Read more

Create & pay with your own virtual card

The FNB Virtual Card on the FNB App is a faster, safer and more secure way to pay for online and in-store purchases wherever you are in the world. You can also create multiple cards at no additional cost, to use as you need them.

Applying made easy

Apply Now!
Find a branch

Qualifying criteria

Documents needed

Address FNB Bank City, Cnr Simmonds & Pritchard Street, Johannesburg, 2001

Close

For the retirees

FNB understands that life changes as you retire. We are here to help as you venture into this new life stage. Retired individuals can now share in the benefits of a solution designed specifically to cater your unique needs, post retirement.

Get more with retirement solution

Enjoy all the value that a Aspire client brings together with additional benefits that retirement brings. As an FNB Aspire client, if you invest R150, 000 you will get 50% off your monthly account fee or invest R250, 000 and get 100% off.

More Value - Less Fees

Get more

  • Earn preferential rates on your fixed deposits
  • Structure your retirement to suit your specific income needs with a Living Annuity.
  • Discount estate administration fee

More rewards

  • Double eBucks reward level points when you invest

More help

  • Free advice session to ensure you are on track
Find out more
First National Bank - a division of FirstRand Bank Limited. An Authorised Financial Services and Credit Provider 1929/001225/06 (NCRCP20).

Close

How would you like to log in?